Rates and Fees
Effective October 1, 2025
| Loan Rates | |
|---|---|
| Loan Type | APR* |
| First Mortgages | Call (251) 435-5900 for details. |
| Visa® Credit Cards | 9.99% to 18.00% |
| New Autos | 4.99% |
| Used Autos | 5.49% |
| New & Used Boats | 7.99% |
| New & Used Motorcycles | 7.99% |
| Other Secured Loans | 7.99% |
| Fully Share Secured | 2% Above Dividend Rate |
| Personal Loan | 10.99% |
| *Rates quoted are best available and subject to change. Term limits may apply. Loan rates may vary depending on credit scoring. All loans subject to credit approval. | |
| NEW AUTOS | |
| Qualifying members may finance new autos up to 110% of MSRP plus tax, title and doc fee. | |
| USED AUTOS | |
| Financing not to exceed 110% of NADA retail value.
Current year models with less than 7,500 miles will be treated as a new auto. |
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| NEW MOTORCYCLE LOANS | |
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| USED MOTORCYCLE LOANS | |
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