Rates and Fees


Loan Rates
Loan Type APR*
First Mortgages Call (251) 435-5900 for details.
Home Equity Line of Credit Call (251) 435-5900 for details.
Visa® Credit Cards 9.99%
New Autos 2.99%
Used Autos 2.99%
New Boats 5.99%
Used Boats 6.49%
New Motorcycles 5.99%
Used Motorcycles 6.49%
Other Secured Loans 6.99%
Fully Share Secured 2% Above Dividend Rate
Personal Loan 8.99%
Rates quoted are best available and subject to change. Term limits may apply. Loan rates may vary depending on credit scoring. All loans subject to credit approval.
NEW AUTOS
Qualifying members may finance new autos up to 110% of MSRP plus tax, title and doc fee. Maximum term 84 months.
USED AUTOS
Financing not to exceed 110% of NADA retail value. Maximum term 72 months.
Current year models with less than 7,500 miles will be treated as a new auto.
NEW MOTORCYCLE LOANS
  • Financing not to exceed MSRP plus tax, title and doc fees.
  • *Minimum Payment Guideline - Monthly payment no less than $100.00.
USED MOTORCYCLE LOANS
  • Financing not to exceed NADA retail value.
  • *Minimum Payment Guideline - Monthly payment no less than $100.00.